Skip to content

Insurance at O'Fallon Family Eyecare

Understanding insurance shouldn't be the hardest part of scheduling your eye care. We work with a variety of vision and medical insurance plans to help make quality eye care more accessible for families throughout O'Fallon, Cottleville, St. Charles, Lake St. Louis, and the surrounding communities.

A woman wearing glasses and a blue jacket stands in a room with chairs and cabinets

Vision Insurance Vs. Medical Insurance

Many patients are surprised to learn that vision insurance and medical insurance don't always cover the same services. Which plan applies depends on the reason for visiting our O'Fallon eye doctors.

A family of four, consisting of a man, a woman, and their two young children, are seated on a couch in a doctor's office.
A man and a woman are sitting in a room, probably in a clinic, and seem to be talking to each other
Two women are sitting on chairs around a table in a room. The woman on the left is wearing glasses and a bracelet, while the woman on the right is wearing eyeglasses and a blue long-sleeve shirt. The woman on the right is holding a tablet and showing something on the screen to the woman on the left. Behind them is a blurry monitor and a table with a glass of water.

Vision Plans

Vision plans are generally used for routine eye care and vision correction services, including:

  • Annual comprehensive eye exams
  • Prescription eyeglasses
  • Contact lenses and contact lens fittings
  • Vision correction benefits

Medical Plans

Medical insurance is typically used when you're being evaluated or treated for an eye health concern, such as:

  • Dry eye disease
  • Glaucoma, cataracts, and macular degeneration
  • Diabetic eye disease
  • Eye infections or injuries
A man and woman in front of a sign for OnCare
4903bd2e 1c44 4cc1 878e 21615b72d1b8

Questions About Insurance?

Every insurance plan is a little different, and benefits can vary depending on your individual policy. If you have questions about your coverage, our friendly team is here to help. Before your appointment, we'll gladly review your insurance information and answer any questions we can about your benefits.

Please remember to bring your current insurance cards with you when visiting O'Fallon Family Eyecare, so we can help ensure your information is up to date.