Understanding insurance shouldn't be the hardest part of scheduling your eye care. We work with a variety of vision and medical insurance plans to help make quality eye care more accessible for families throughout O'Fallon, Cottleville, St. Charles, Lake St. Louis, and the surrounding communities.
Insurance at O'Fallon Family Eyecare
Vision Insurance Vs. Medical Insurance
Many patients are surprised to learn that vision insurance and medical insurance don't always cover the same services. Which plan applies depends on the reason for visiting our O'Fallon eye doctors.
Vision Plans
Vision plans are generally used for routine eye care and vision correction services, including:
- Annual comprehensive eye exams
- Prescription eyeglasses
- Contact lenses and contact lens fittings
- Vision correction benefits






Medical Plans
Medical insurance is typically used when you're being evaluated or treated for an eye health concern, such as:
- Dry eye disease
- Glaucoma, cataracts, and macular degeneration
- Diabetic eye disease
- Eye infections or injuries










Questions About Insurance?
Every insurance plan is a little different, and benefits can vary depending on your individual policy. If you have questions about your coverage, our friendly team is here to help. Before your appointment, we'll gladly review your insurance information and answer any questions we can about your benefits.
Please remember to bring your current insurance cards with you when visiting O'Fallon Family Eyecare, so we can help ensure your information is up to date.
